{"product_id":"junior-single-ultimate-care-by-securite-sal","title":"Junior Single Ultimate Care by Securite sal","description":"\u003cdiv class=\"grid product-single\"\u003e\n\u003cdiv class=\"grid product-single\"\u003e\n\u003cdiv class=\"grid__item medium-up--one-half\"\u003e\n\u003cdiv class=\"product-single__meta small--text-center\"\u003e\n\u003ch3 draggable=\"true\" style=\"text-align: left;\"\u003eProduct Benefits\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eArea of cover: Lebanon\u003c\/li\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eNetwork of hospitals available: Full Network on direct billing.\u003c\/li\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eInpatient benefits:  Waiting period 180 days on pre-existing conditions\u003c\/li\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eClasses:\n\u003cul\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eFirst (A)\u003c\/li\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eSecond (B)\u003c\/li\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eSemi Private (K) \u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eLimit per year: 720 days lifetime with no financial limitation for all classes.\u003c\/li\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eEmergency room: Full Cover\u003c\/li\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eExclusions: covered up to $100 per lifetime\u003c\/li\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eMaternity and any related complication \/ test: Not Covered\u003c\/li\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eHome Care: In-hospital treatments administered at home are covered\u003c\/li\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eProsthesis:\n\u003cul\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eDue to accident: Unlimited, as per TPA’s tariff\u003c\/li\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eDue to sickness: Up to $30,000 per year, as per TPA’s tariff for class A and class B\u003c\/li\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eDue to sickness: Up to $20,000 per year for class K\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eCoronary stent: Covered up to sickness prosthesis limit\u003c\/li\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eValves: Covered up to sickness prosthesis limit\u003c\/li\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eOrthesis: due to accident or sickness: Up to $500 per year \u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eAdditional Inpatient benefits\u003c\/strong\u003e  \u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eDialysis for acute renal failure, excluding “arteriovenostomy”: Covered for all needed sessions during 1st initial admission\u003c\/li\u003e\n\u003cli\u003eSleep disorder disease:  Up to $5,000 per year\u003c\/li\u003e\n\u003cli\u003eParkinson: Treatment only, up to $5,000 per year (Combined In \u0026amp; Out limit)\u003c\/li\u003e\n\u003cli\u003eEpilepsy Up to $5,000 per year (Combined In \u0026amp; Out limit)\u003c\/li\u003e\n\u003cli\u003eNew treatments, medical techniques, surgeries \u0026amp; tests Up to $5,000 per year (Combined In \u0026amp; Out limit)\u003c\/li\u003e\n\u003cli\u003eRehabilitation for a covered case Up to $2,000 per year\u003c\/li\u003e\n\u003cli\u003eBreast reconstruction: Covered if due to a covered partial or complete breast excision due to breast cancer (within 6 months of sickness)\u003c\/li\u003e\n\u003cli\u003ePreventive surgery for breast cancer Covered up to $3,000 including cost of prosthesis \u0026amp; subject to SMO\u003c\/li\u003e\n\u003cli\u003eInfertility Covered after 12 months of enrolment and up to $3,000 per year, for all classes. As per TPA’s tariff\u003c\/li\u003e\n\u003cli\u003eCardio vascular diseases:\n\u003cul\u003e\n\u003cli\u003eUnlimited for classes A and B\u003c\/li\u003e\n\u003cli\u003eUp to $120,000 per year for class K\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003cli\u003eWork related accident Covered for Administrative work only\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cem\u003e\u003cstrong\u003eAll the above limits and coverage are subject to underwriting  \u003c\/strong\u003e\u003c\/em\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eBone marrow aspiration \u0026amp; organ transplant surgery including cornea transplant:\n\u003cul\u003e\n\u003cli\u003eUp to $30,000 lifetime for classes A and B as per TPA’s tariff. Cost of organ is excluded\u003c\/li\u003e\n\u003cli\u003eUp to $20,000 lifetime for class K as per TPA’s tariff. Cost of organ is excluded\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003cli\u003eBariatric surgery related to morbid obesity (e.g. Sleeve and bypass)\n\u003cul\u003e\n\u003cli\u003eUp to $7,500 lifetime for classes A and B, as per TPA’s tariff.\u003c\/li\u003e\n\u003cli\u003eUp to $2,500 lifetime for class K as per TPA’s tariff.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003cli\u003eCancer Diseases:\n\u003cul\u003e\n\u003cli\u003eUnlimited for classes A and B\u003c\/li\u003e\n\u003cli\u003eUp to $120,000 per year for class K\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003cli\u003eTropical Disease (specific diseases as per general conditions): Covered\u003c\/li\u003e\n\u003cli\u003eSexually transmitted diseases:\n\u003cul\u003e\n\u003cli\u003eUp to $15,000 per year for classes A and B\u003c\/li\u003e\n\u003cli\u003eUp to $5,000 per year for class K\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003cli\u003ePsychiatric disorder: In-hospital treatment covered up to $10,000 per year after 12 months of enrolment with a maximum of 30 days of hospitalization\u003c\/li\u003e\n\u003cli\u003eNose Related Surgeries excluding cosmetic surgeries: Covered after 2 years of enrolment\u003c\/li\u003e\n\u003cli\u003eHospital daily income For entrepreneurs:\n\u003cul\u003e\n\u003cli\u003e\u0026lt;60 years; $50\/day starting the 2nd day \u0026amp; up to 7 days per year\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003cli\u003eMorgue\/Burial expenses following a covered hospitalization up to $3,000\u003c\/li\u003e\n\u003cli\u003eEpidemic \/ Pandemic Diseases: Covered in compliance with the ICC decision number 80\/LMD issued on 15\/04\/2020 and within the scope of the council of minister’s mobilization Covered in compliance with the ICC decision number 80\/LMD issued on 15\/04\/2020 and within the scope of the council of minister’s decision issued on 15\/03\/2020:  Up to $30,000 per year (under In-patient only)\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cem\u003e\u003cstrong\u003eAdditional Benefits\u003c\/strong\u003e\u003c\/em\u003e \u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eRental of medical supplies: Up to 1 month rental\u003c\/li\u003e\n\u003cli\u003eGuaranteed renewability Granted from day 1 subject to an observation period of 180 days\u003c\/li\u003e\n\u003cli\u003eUnknown pre-existing conditions Covered after 6 months unless exclusions \/ limitations are applied during observation period\u003c\/li\u003e\n\u003cli\u003eUpgrades on renewal (e.g. class and product): Subject to underwriting after submitting a new medical application; and if upgrade is granted a waiting period of 270 days for maternity and preexisting conditions is applied\u003c\/li\u003e\n\u003cli\u003eExtension of coverage at the expiry date and while in hospital Up to 30 days\u003c\/li\u003e\n\u003cli\u003eClaims outside of Lebanese territories or outside of network: Claim processed on reimbursement basis and as per NEXTCARE‘s Lebanese network rates and subject to 30% excess\u003c\/li\u003e\n\u003cli\u003ePrivate transportation service\/ private ambulance: Covered\u003c\/li\u003e\n\u003cli\u003eNatural Death (if the Head of Family \/ Policy Holder up to age 50):\n\u003cul\u003e\n\u003cli\u003ePolicy Holder \/ Head of Family: Covered for $10,000 \u003c\/li\u003e\n\u003cli\u003eSpouse up to age 50: Covered for $5,000\u003c\/li\u003e\n\u003cli\u003eChildren from 15 to 25: Covered for $5,000\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003cli\u003eAccidental Death (if the Head of Family\/Policy Holder is aged between 51 \u0026amp; 65):\n\u003cul\u003e\n\u003cli\u003ePolicy Holder \/ Head of Family: Covered for $10,000 \u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003cli\u003e\u003cspan style=\"text-decoration: underline; color: rgb(255, 42, 0);\"\u003e\u003cem\u003e\u003cstrong\u003eClaims arising from the use of motorcycle as mean of transportation are not covered. \u003c\/strong\u003e\u003c\/em\u003e\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"text-decoration: underline;\"\u003e\u003cstrong\u003eAmbulatory\u003c\/strong\u003e\u003c\/span\u003e\u003c\/em\u003e  \u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eOption 1: 100% coverage\n\u003cul\u003e\n\u003cli\u003eUnlimited for classes A and B\u003c\/li\u003e\n\u003cli\u003eUp to $3,500 per year for class K\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eOption 2: 85% coverage\n\u003cul\u003e\n\u003cli\u003eUnlimited for classes A and B\u003c\/li\u003e\n\u003cli\u003eUp to $3,500 per year for class K\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eTests related to preexisting cases for new insured Covered up to $100, once per year from day 1\u003c\/li\u003e\n\u003cli\u003eAmniocentesis Covered once per pregnancy if delivery date occurs after the maternity waiting period\u003c\/li\u003e\n\u003cli\u003eMorphological Echography Covered once per pregnancy if delivery date occurs after the maternity waiting period\u003c\/li\u003e\n\u003cli\u003eTriple test Covered once per pregnancy if delivery date occurs after the maternity waiting period\u003c\/li\u003e\n\u003cli\u003eMaternity lab tests Covered if delivery date occurs after the maternity waiting period\u003c\/li\u003e\n\u003cli\u003eDental panoramic Covered if due to a covered accident and up to 9 months after the accident has occurred\u003c\/li\u003e\n\u003cli\u003eMRI Covered, subject to a prior approval\u003c\/li\u003e\n\u003cli\u003eThallium myocardial Scintigraphy Covered, subject to a prior approval\u003c\/li\u003e\n\u003cli\u003ePet scan Covered, subject to a prior approval\u003c\/li\u003e\n\u003cli\u003eVCT 64 Covered, subject to a prior approval\u003c\/li\u003e\n\u003cli\u003eGenetic test Up to $1,000 per year\u003c\/li\u003e\n\u003cli\u003eOCT Covered, subject to a prior approval\u003c\/li\u003e\n\u003cli\u003eOsteodensitometry (for insured aged 50y \u0026amp; above) Covered for a specific medical reason  \u003c\/li\u003e\n\u003cli\u003ePhysiotherapy \u0026amp; Kinesitherapy 25 sessions per year\u003c\/li\u003e\n\u003cli\u003ePre-Marital tests are covered\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e\u003cspan style=\"color: rgb(255, 42, 0);\"\u003e\u003cem\u003e\u003cspan style=\"text-decoration: underline;\"\u003e\u003cstrong\u003eN.B: Claims arising from the use of motorcycle as mean of transportation are not covered. \u003c\/strong\u003e\u003c\/span\u003e\u003c\/em\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"LiAAssurex sal","offers":[{"title":"18 years - 35 years \/ Class K with Out Patient \/ Exclude motorcycle accidents","offer_id":62857067561119,"sku":null,"price":800.0,"currency_code":"USD","in_stock":true},{"title":"18 years - 35 years \/ Class K with Out Patient \/ Include motorcycle accidents","offer_id":62857061499039,"sku":null,"price":920.0,"currency_code":"USD","in_stock":true},{"title":"18 years - 35 years \/ Class B with Out Patient \/ Exclude motorcycle accidents","offer_id":62857067593887,"sku":null,"price":825.0,"currency_code":"USD","in_stock":true},{"title":"18 years - 35 years \/ Class B with Out Patient \/ Include motorcycle accidents","offer_id":62857061597343,"sku":null,"price":950.0,"currency_code":"USD","in_stock":true},{"title":"18 years - 35 years \/ Class A with Out Patient \/ Exclude motorcycle accidents","offer_id":62857067626655,"sku":null,"price":1050.0,"currency_code":"USD","in_stock":true},{"title":"18 years - 35 years \/ Class A with Out Patient \/ Include motorcycle accidents","offer_id":62857061695647,"sku":null,"price":1220.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0274\/4644\/4092\/files\/websitepicsforInsureOnline2026_795bf884-24ce-4f72-ba26-3cd9dbd90eb6.png?v=1788250575","url":"https:\/\/insureonline.me\/fr\/products\/junior-single-ultimate-care-by-securite-sal","provider":"Insure Online","version":"1.0","type":"link"}