{"product_id":"preventive-care-by-securite-sal","title":"Preventive Care by Securite sal","description":"\u003cdiv class=\"grid product-single\"\u003e\n\u003cdiv class=\"grid product-single\"\u003e\n\u003cdiv class=\"grid__item medium-up--one-half\"\u003e\n\u003cdiv class=\"product-single__meta small--text-center\"\u003e\n\u003ch3 draggable=\"true\" style=\"text-align: left;\"\u003eWhy Preventive Care?\u003c\/h3\u003e\n\u003cp\u003eAccording to the World Health Organization (WHO), 75% of deaths worldwide are caused by lifestyle-related diseases, a reality that is even more significant in Lebanon. Also, up to 80% of the largest health risks can be prevented. Preventive Care was designed to change the way we think about health insurance: from simply treating illness to actively preventing it, through screenings and lifestyle support, Preventive Care combines enhanced health benefits, higher coverage limits, and a unique Preventive Healthcare plan that puts personalized care at the heart of your health journey. Through lifestyle coaching, structured health screenings and tailored guidance from a General Practitioner (GP), every member receives the support they need to better understand and manage their health, with a dedicated Health Champion accompanying them every step of the way. Because the best care is not only about treating what happens, it is about helping prevent it in the first place.\u003c\/p\u003e\n\u003ch3 draggable=\"true\" style=\"text-align: left;\"\u003eThe Client Journey:\u003c\/h3\u003e\n\u003cp\u003eFrom the moment you enroll in Preventive Care, you are guided through a personalized health journey by your dedicated Health Champion who will contact you to introduce the program and arrange your appointment with our partner laboratory. During your visit, a GP will review your medical and family history, lifestyle, and overall health to create a personalized screening plan tailored to your needs. Once your screenings are completed, the GP will walk you through the results and provide tailored recommendations and practical guidance to help you make informed choices for a healthier lifestyle. Your journey does not stop there: our medical committee reviews your file quarterly and follows up whenever needed.\u003c\/p\u003e\n\u003cp\u003eWhen joining the program and at each renewal, our medical committee assesses your health and lifestyle to determine your Wellness Score. This may qualify you for a premium discount, because taking care of your health should be rewarding.\u003c\/p\u003e\n\u003ch3 draggable=\"true\" style=\"text-align: left;\"\u003eProduct Benefits\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eArea of cover: Lebanon\u003c\/li\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eNetwork of hospitals available: Full Network on direct billing.\u003c\/li\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eInpatient benefits:  Waiting period 180 days on pre-existing conditions\u003c\/li\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eLimit per year: 720 days lifetime with no financial limitation.\u003c\/li\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eEmergency room: Full Cover, exclusions: covered up to $100 per lifetime\u003c\/li\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eMaternity: \n\u003cul\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eFor couples: Full cover after 230 days of enrolment.\u003c\/li\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eFor single mothers: Full cover after 270 days of enrolment.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eFor complications and Legal Abortion: Covered if delivery date occurs after the maternity waiting period\u003c\/li\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eFree of charge new born baby (Securite Baby): Covered from day one\u003c\/li\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eEpidural: Covered\u003c\/li\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eIncubator \u0026amp; nursery: Unlimited days, up to $30,000 per delivery\u003c\/li\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eScreening test for baby: Up to $200 per delivery\u003c\/li\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eCongenital\/hereditary cases: All cases covered up till the age of 12\n\u003cul\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eWith no financial limit for Securite Baby\u003c\/li\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eUp to $30,000 per year for Non-Securite Baby\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eParent accommodation at hospital for children below 16 years: Covered\u003c\/li\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eHome Care: In-hospital treatments administered at home are covered\u003c\/li\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eProsthesis:\n\u003cul\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eDue to accident: Unlimited, as per TPA’s tariff\u003c\/li\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eDue to sickness: Up to $30,000 per year, as per TPA’s tariff\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eCoronary stent: Covered up to sickness prosthesis limit\u003c\/li\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eValves: Covered up to sickness prosthesis limit\u003c\/li\u003e\n\u003cli draggable=\"true\" style=\"text-align: left;\"\u003eOrthesis: due to accident or sickness: Up to $500 per year \u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eAdditional Inpatient benefits\u003c\/strong\u003e  \u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eDialysis for acute renal failure, excluding “arteriovenostomy”: Covered for all needed sessions during 1st initial admission\u003c\/li\u003e\n\u003cli\u003eSleep disorder disease:  Covered\u003c\/li\u003e\n\u003cli\u003eParkinson: Only treatment is covered\u003c\/li\u003e\n\u003cli\u003eEpilepsy: Covered\u003c\/li\u003e\n\u003cli\u003eNew treatments, experimental, unusual and robotic procedures, etc. is covered up to $10,000 per year (Combined In and Out)\u003c\/li\u003e\n\u003cli\u003eRehabilitation for a covered case Up to $2,000 per year\u003c\/li\u003e\n\u003cli\u003eBreast reconstruction: Covered if due to a covered partial or complete breast excision due to breast cancer (within 6 months of sickness)\u003c\/li\u003e\n\u003cli\u003ePreventive surgery for breast cancer Covered up to $3,000 including cost of prosthesis \u0026amp; subject to a Second Medical Opinion\u003c\/li\u003e\n\u003cli\u003eInfertility Covered after 12 months of enrolment and up to $7,500 per year as per TPA’s tariff\u003c\/li\u003e\n\u003cli\u003eCardio vascular diseases: Unlimited coverage\u003c\/li\u003e\n\u003cli\u003eWork related accident Covered for Administrative work only\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cem\u003e\u003cstrong\u003eAll the above limits and coverage are subject to underwriting  \u003c\/strong\u003e\u003c\/em\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eBone marrow aspiration \u0026amp; organ transplant surgery including cornea transplant is covered up to $60,000 lifetime. Cost of organ is excluded.\u003c\/li\u003e\n\u003cli\u003eBariatric surgery related to morbid obesity (e.g. Sleeve and bypass) is covered up to $7,500 lifetime\u003c\/li\u003e\n\u003cli\u003eCancer Diseases: unlimited coverage\u003c\/li\u003e\n\u003cli\u003eTropical Disease (specific diseases as per general conditions): Covered\u003c\/li\u003e\n\u003cli\u003eSexually transmitted diseases are covered up to $15,000 per year\u003c\/li\u003e\n\u003cli\u003ePsychiatric disorder: In-hospital treatment covered up to $15,000 per year after 12 months of enrolment with a maximum of 30 days of hospitalization\u003c\/li\u003e\n\u003cli\u003eNose Related Surgeries excluding cosmetic surgeries: Covered after 2 years of enrolment. In case of medical insurance continuity, the waiting period is waived \u003c\/li\u003e\n\u003cli\u003eUnknown pre-existing conditions are covered after 6 months unless exclusions \/ limitations are applied during the observation period\u003c\/li\u003e\n\u003cli\u003eHospital daily income For entrepreneurs:\n\u003cul\u003e\n\u003cli\u003e\u0026lt;60 years; $50\/day starting the 2nd day \u0026amp; up to 7 days per year\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003cli\u003eMorgue\/Burial expenses following a covered hospitalization up to $3,000\u003c\/li\u003e\n\u003cli\u003eEpidemic \/ Pandemic Diseases: Covered in compliance with the ICC decision number 80\/LMD issued on 15\/04\/2020 and within the scope of the council of minister’s mobilization Covered in compliance with the ICC decision number 80\/LMD issued on 15\/04\/2020 and within the scope of the council of minister’s decision issued on 15\/03\/2020:  Up to $30,000 per year (under In-patient only)\u003c\/li\u003e\n\u003cli\u003eHazardous sports are covered for amateurs only up to $5,000\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cem\u003e\u003cstrong\u003eAdditional Benefits\u003c\/strong\u003e\u003c\/em\u003e \u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eSecond Medical Opinion (locally and Internationally) is granted for complex, acute or critical illness\u003c\/li\u003e\n\u003cli\u003eTelemedicine is covered with unlimited access: direct phone consultations with healthcare professionals\u003c\/li\u003e\n\u003cli\u003eRental of medical supplies: Up to 1 month rental\u003c\/li\u003e\n\u003cli\u003eGuaranteed renewability Granted from day 1 subject to an observation period of 180 days\u003c\/li\u003e\n\u003cli\u003eExtension of coverage at the expiry date and while in hospital Up to 30 days\u003c\/li\u003e\n\u003cli\u003eClaims outside of Lebanese territories or outside of network: Claim processed on reimbursement basis and as per NEXTCARE‘s Lebanese network rates and subject to 30% excess\u003c\/li\u003e\n\u003cli\u003ePrivate transportation service\/ private ambulance: Covered\u003c\/li\u003e\n\u003cli\u003eNatural Death (if the Head of Family \/ Policy Holder up to age 50):\n\u003cul\u003e\n\u003cli\u003ePolicy Holder \/ Head of Family: Covered for $10,000 \u003c\/li\u003e\n\u003cli\u003eSpouse up to age 50: Covered for $5,000\u003c\/li\u003e\n\u003cli\u003eChildren from 15 to 25: Covered for $5,000\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/li\u003e\n\u003cli\u003eAccidental Death (if the Head of Family\/Policy Holder is aged between 51 \u0026amp; 65) is covered for $10,000 \u003c\/li\u003e\n\u003cli\u003e\u003cspan style=\"text-decoration: underline; color: rgb(255, 42, 0);\"\u003e\u003cem\u003e\u003cstrong\u003eClaims arising from the use of motorcycle as mean of transportation are not covered unless declared and accepted, subject to an additional premium. \u003c\/strong\u003e\u003c\/em\u003e\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan style=\"text-decoration: underline;\"\u003e\u003cstrong\u003eAmbulatory 100% coverage\u003c\/strong\u003e\u003c\/span\u003e\u003c\/em\u003e  \u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eDirect billing as per NEXTCARE preferred network\u003c\/li\u003e\n\u003cli\u003eWaiting period 90 days\u003c\/li\u003e\n\u003cli\u003eLimit per year: No financial limitation apply\u003c\/li\u003e\n\u003cli\u003eDiagnostic tests (X-Rays, MRI, Scans, Ultrasounds and Lab Tests) is covered, subject to a prior approval\u003c\/li\u003e\n\u003cli\u003eThallium myocardial Scintigraphy is covered, subject to a prior approval\u003c\/li\u003e\n\u003cli\u003ePet scan is covered, subject to a prior approval\u003c\/li\u003e\n\u003cli\u003eVCT 64 is covered, subject to a prior approval\u003c\/li\u003e\n\u003cli\u003eGenetic test is covered up to $1,000 per year\u003c\/li\u003e\n\u003cli\u003eOCT Covered, subject to a prior approval\u003c\/li\u003e\n\u003cli\u003eOsteodensitometry (for insured aged 50y \u0026amp; above) is covered subject to a prior approval\u003c\/li\u003e\n\u003cli\u003ePhysiotherapy \u0026amp; Kinesitherapy covered as per medical necessity\u003c\/li\u003e\n\u003cli\u003ePre-Marital tests are covered\u003c\/li\u003e\n\u003cli\u003eAmniocentesis is covered once per pregnancy if delivery date occurs after the maternity waiting period\u003c\/li\u003e\n\u003cli\u003eMorphological Echography is covered once per pregnancy if delivery date occurs after the maternity waiting period\u003c\/li\u003e\n\u003cli\u003eTriple test is covered once per pregnancy if delivery date occurs after the maternity waiting period\u003c\/li\u003e\n\u003cli\u003eMaternity lab tests are covered if delivery date occurs after the maternity waiting period\u003c\/li\u003e\n\u003cli\u003eNIPT is covered once per pregnancy, subject to medical necessity up to $500 per pregnancy, if delivery date occurs after the maternity waiting period\u003c\/li\u003e\n\u003cli\u003eDental panoramic Covered if due to a covered accident and up to 9 months after the accident has occurred\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cspan style=\"color: rgb(255, 42, 0);\"\u003e\u003cem\u003e\u003cspan style=\"text-decoration: underline;\"\u003e\u003cstrong\u003eN.B: Claims arising from the use of motorcycle as mean of transportation are not covered\u003cspan style=\"text-decoration: underline; color: rgb(255, 42, 0);\"\u003e unless declared and accepted, subject to an additional premium.\u003c\/span\u003e\u003c\/strong\u003e\u003c\/span\u003e\u003c\/em\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"Securite sal","offers":[{"title":"Up to 17 years (Not eligible on Stand Alone) \/ Class A \/ Family of 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- 35 years \/ Class A \/ Family of 3","offer_id":62886270435487,"sku":null,"price":1700.0,"currency_code":"USD","in_stock":true},{"title":"31 years - 35 years \/ Class A \/ Family of 4+","offer_id":62886289604767,"sku":null,"price":1650.0,"currency_code":"USD","in_stock":true},{"title":"36 years - 40 years \/ Class A \/ Individual","offer_id":62886270664863,"sku":null,"price":2320.0,"currency_code":"USD","in_stock":true},{"title":"36 years - 40 years \/ Class A \/ Family of 2","offer_id":62886270697631,"sku":null,"price":2250.0,"currency_code":"USD","in_stock":true},{"title":"36 years - 40 years \/ Class A \/ Family of 3","offer_id":62886270730399,"sku":null,"price":2065.0,"currency_code":"USD","in_stock":true},{"title":"36 years - 40 years \/ Class A \/ Family of 4+","offer_id":62886289637535,"sku":null,"price":2030.0,"currency_code":"USD","in_stock":true},{"title":"41 years - 45 years \/ Class A \/ 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3","offer_id":62886271320223,"sku":null,"price":2750.0,"currency_code":"USD","in_stock":true},{"title":"46 years - 50 years \/ Class A \/ Family of 4+","offer_id":62886289703071,"sku":null,"price":2700.0,"currency_code":"USD","in_stock":true},{"title":"51 years - 55 years \/ Class A \/ Individual","offer_id":62886271549599,"sku":null,"price":3500.0,"currency_code":"USD","in_stock":true},{"title":"51 years - 55 years \/ Class A \/ Family of 2","offer_id":62886271582367,"sku":null,"price":3470.0,"currency_code":"USD","in_stock":true},{"title":"51 years - 55 years \/ Class A \/ Family of 3","offer_id":62886271615135,"sku":null,"price":3200.0,"currency_code":"USD","in_stock":true},{"title":"51 years - 55 years \/ Class A \/ Family of 4+","offer_id":62886289735839,"sku":null,"price":3175.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0274\/4644\/4092\/files\/Medical2.png?v=1788184153","url":"https:\/\/insureonline.me\/fr\/products\/preventive-care-by-securite-sal","provider":"Insure Online","version":"1.0","type":"link"}