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    Cancer Protect

    Cancer Protect

    $100.00
    $100.00
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    Cancer Protect is a cancer insurance plan with 5-year renewability, designed to provide financial support if the insured is diagnosed with covered major cancer.

    *Ann Arbor Stage II, often referred to as limited or early-stage lymphoma, indicates that the cancer affects two or more lymph node regions located on the same side of the diaphragm (either both above or both below). It may also involve one extra lymphatic organ in addition to regional lymph nodes.

    * T2N0M0 is a TNM classification for staging cancer, indicating a moderate-sized, localized tumor that has not spread to lymph nodes or distant parts of the body

    TNM Classification Breakdown (T2N0M0)
    • T (Tumor) - T2: The primary tumor is larger than 2 cm but not larger than 5 cm in its greatest dimension (for many solid tumors like breast cancer). in some contexts, T2 may also indicate a certain depth of invasion, such as into the muscularis propria in colorectal cancer.
    • N (Nodes) - N0: There is no evidence of the cancer having spread to regional lymph nodes.
    • M (Metastasis) - M0: There is no evidence of distant metastasis, meaning the cancer has not spread to other parts of the body.

      Overview:

      Major Cancer - Any malignant disease is characterized by uncontrolled growth and spread of malignant cells invading tissue of different histological types. The diagnosis must be supported by histological or, in case of systemic cancers, cytological evidence.


      For the above definition, the following are not covered:

      1. Cancer in situ. (Stage 0 - non invasive)
      2. Malignant diseases of the skin other than malignant melanoma that has caused invasion beyond the epidermis or has progressed to at least clinical classification T2N0M0.
      3. Malignant diseases of the prostate unless they progress to at least TNM classification T2N0M0.
      4. Any papillary carcinoma of the thyroid unless having progressed to at least TNM classification T2N0M0.
      5. Any Hodgkin's disease and non-Hodgkin's disease unless having progressed to at least Ann Arbor Classification Stage 2.
      6. Any leukemia that has not caused anemia.
      7. Any gastrointestinal stromal tumor unless having progressed to at least TNM classification stage T2N0M0 or having a mitotic rate > 5 per 50 hpf.

      Conditions Not Deemed Cancer:

      For clarification, any disease or condition described or classified as any of the following, is not deemed to be cancer for the above definition:

      • Pre-malignant;
      • Non-invasive;
      • Having borderline malignancy or low malignant potential;
      • Cervical dysplasia CIN-1, CIN-2 or CIN-3.

      Payment of Benefits:

      This plan provides a lump-sum payment upon diagnosis of a covered cancer case as defined in the policy. 

      Conditions:

      • Minimum Entry age: 18 years
      • Maximum Entry age: 59 years
      • Maturity / End age: 65 years
      • Policy Duration: 5 years + GR (Guaranteed Renewability irrespective of the state of health of the insured)
      • Mode of Payment: Yearly
      • Maximum Sum Insured: $500,000 (Refer to insure online support for sum insured exceeding what is offered online)
      • Waiting period: 90 days
      • Survival period: 28 days
      • Territorial limit: Coverage is Worldwide excluding Non-Arab African countries, Somalia, Mauritania and Djibouti, Sudan, Yemen, Iraq, North Korea

      Needed Documents:

      1. Proposal form filled & signed by the Policyholder
      2. KYC form filled & signed by the Policyholder
      3. Copy of ID
      4. Any additional document that might be requested by Risk Carriers on a case-by-case basis
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