Total Loss Coverage

Protect your private car with total loss insurance, covering the full value of your vehicle in case of theft or irreparable damage.

Product Conditions

• These rates are given to vehicles 20 years old or newer
• Refer to Beyond Services sarl for special & luxury vehicles and vehicles above limit
• Premiums are payable in Fresh USD
• Total loss claim estimation is 65% of car value at the time of the claim

Coverage and benefits:

• For Private Cars:
  • Third party liability cover for material damage: up to $500,000
    
  • Material damages to third parties due to Fire & Explosion of the insured vehicle
  • Total Loss following Own Damage of Fire is covered 100%
  • Total loss due to theft of holdup is covered up to 90%
  • Registration fees in case of total loss is covered subject to a deductible of 3%
  • Personal accident cover for the driver & passengers (family members):
    
    • $10,000 per claim in case of death
      
    • $2,000 per person for medical expenses
      
  • Towing is granted:
    
    • 100 Km per ride,
      
    • 2 rides per year due to mechanical and electrical failure
      
    • Unlimited rides per year due to accident
      
    • Cover granted after 5 days from policy issuance due to mechanical and electrical failure, subject to new policies only