Total Loss Coverage

Protect your private car with total loss insurance, covering the full value of your vehicle in case of theft or irreparable damage.

Product Conditions

• These rates are given to vehicles 20 years old or newer
• Refer to Beyond Services sarl for special & luxury vehicles and vehicles above limit
• Premiums are payable in Fresh USD

Coverage and benefits:

• For Private Cars:
  • Third party liability cover for material damage: up to $500,000
    
  • Personal accident cover for the driver & passengers (family members):
    
    • $10,000 per claim in case of death
      
    • $2,500 per person for medical expenses
      
  • Towing is granted:
    
    • Unlimited Km per ride,
      
    • 2 rides per year due to mechanical and electrical failure
      
    • Unlimited rides per year due to accident
      
    • Cover granted after 5 days from policy issuance due to mechanical and electrical failure, subject to new policies only

• For Commercial Vehicles:
  
  • Third party liability cover for material damage: up to $100,000
    
  • Personal accidents cover for the driver only:
    
    • $5,000 per claim in case of death
      
    • $1,000 per person for medical expenses
      
  • Towing is granted:
    
    • 150 Km maximum per ride,
      
    • 2 rides per year due to mechanical and electrical failure
      
    • Unlimited rides per year due to accident
      
    • Cover granted after 5 days from policy issuance due to mechanical and electrical failure, subject to new policies only

• For Commercial and Private Vehicles:
  
  • Total loss coverage includes:

1. 1. 1. Fire,
      2. Total theft,
      3. Holdup,
      4. Own damage (if accident is covered)

• • Indemnity for total loss shall apply only if the cost of repairs reaches or exceeds 65% of the depreciated market real car value at the time of the accident
    
    
  • A deductible of 10% of the market real car value will be applied in case of total theft or total loss